MSMS Saravia
1 min read

GDPR, HIPAA & PCI: What Compliance Means for Your App Budget

If your app touches health, payment or personal data, compliance is not optional — and it belongs in the budget from day one.

Compliance is the cost founders most often forget until it is expensive. If your app handles sensitive data, the regulations are not a checkbox at the end — they shape architecture, testing and documentation from the start.

The big three

  • GDPR: EU data-privacy rules — consent, data portability, the right to be forgotten. Applies if you have European users.
  • HIPAA: US health-data protection — encryption, audit trails, strict access control for medical information.
  • PCI DSS: payment-card security — required the moment you store or process card data (usually handled via Stripe).

Why it changes the price

Compliance adds engineering (encryption, access control, logging), documentation and audit work. A regulated healthcare or fintech app can carry meaningful overhead before feature development even starts. The cheapest path is to design for it early, not retrofit it later.

Our estimator includes a security and compliance setting so you can see the impact — none, GDPR-style, or fully regulated — on the total. Plan for it up front and it becomes a line item, not a crisis.

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